body 
{ margin:0px; padding:0px;
  background:#ffffff;
    
    }



.heading-td-bg{
	background-repeat:no-repeat;
	background-position:center;
	text-align:center;
	/*background-color:#d2d2d2;
		border-bottom:1px white solid;*/ 
		background-image:url(heading.gif);
		  
}
.heading-td-bg1{
	background-repeat:repeat-y;
	background-position:center;
	text-align:center;
	/*background-color:#d2d2d2;
		border-bottom:1px white solid;*/ 
		background-image:url(heading1.gif);
		  
}
.captiontop-td-bg{
	background-repeat:no-repeat;
	background-position:top right;
	text-align:center;
	/*background-color:#d2d2d2;
	border-bottom:1px white solid;*/
	padding-right:20px; 
	background-image:url(captiontop.jpg)
}
.captionbottom-td-bg{
	background-repeat:no-repeat;
	background-position:top right;
	text-align:center;
	/*background-color:#d2d2d2;
	border-bottom:1px white solid;*/
	padding-right:20px; 
	background-image:url(captionbottom.jpg)  
}

.bodytext{
	font-family:Arial;
	font-size: 12px;
	color:#474847;
	font-weight:normal;
    vertical-align:text-bottom ;   
    background:#ffffff;
    text-align:justify;
    padding-left:5px; padding-right:5px;
}
.bodytextcenter{
	font-family:Arial;
	font-size: 12px;
	text-align:center;
	color:#474847;
	font-weight:normal;
    vertical-align:text-bottom ;   
    background:#ffffff;
}
.text3{
	font-family:Arial;
	font-size: 18px;
	font-weight:bold;
	color: #474847;	
	line-height:20px;
	background-color:#ffffff;
}
img { border:5px solid #333;}

.heading h2 {margin:5px; padding:0px; font-family:Arial; font-weight:bold; font-size:28px; color:#0866b0;}
.heading h3 {margin:0px; padding:0px; font-family:Arial; font-weight:bold; font-size:16px; color:#000;}